To most folks an insurance policy may as well be written in a foreign language. The only time its attempted to be read is when there has been a loss. It’s unfortunate this isn’t done when the insurance is purchased. All day long on television we are bombarded by ads from the Insurance Giants boasting of the lowest rates. It’s too bad the discussion doesn’t continue and describe what protection you are getting for your money. Most clients are only concerned in protecting themselves in the event they cause an accident n[ie I don’t want to lose my house ]. But what happens if you are the victim of someone’s negligent driving? How are you protected? Uninsured /Underinsured motorist coverage is for the protection of you and the occupants in your vehicle. In New Hampshire where auto insurance isn’t required its especially important. With the cost of medical care today and the prospect of not being able to work due to injuries Uninsured /Underinsured motorist coverage can be a lifesaver.
